Remember when driving in flood conditions

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Did You Know?

The following are important points to remember when driving in flood conditions:

  • Six inches of water will reach the bottom of most passenger cars causing loss of control and possible stalling.
  • A foot of water will float many vehicles
  • Two feet of rushing water can carry away most vehicles including sport utility vehicles (SUV’s) and pick-ups.
  • Do not attempt to drive through a flooded road. The depth of water is not always obvious. The road bed may be washed out under the water, and you could be stranded or trapped.
  • Do not drive around a barricade. Barricades are there for your protection. Turn around and go the other way.
  • Do not try to take short cuts. They may be blocked. Stick to designated evacuation routes.
  • Be especially cautious driving at night when it is harder to recognize flood dangers.

Flood Preparation

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What would you do if your property were flooded? Are you prepared?

http://www.ready.gov/floods

Standard Insurance Does Not cover Flood Damage

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Standard homeowners and renters insurance does not cover flood damage. Flood coverage, however, is available in the form of a separate policy both from the National Flood Insurance Program – and from a few private insurers.

http://www.iii.org/article/does-my-homeowners-insurance-cover-flooding

Flooding is a coast to coast threat

Be aware of flood hazards no matter where you live, but especially if you are in low-lying areas, near water, behind a levee or downstream from a dam.

http://www.ready.gov/floods

Don’t Buy A Teen His Own Car

Did You Know?
It’s usually cheaper not to add a third car when you’re adding a teen driver to a two-parent, two-car family.   The reason is that insurers rightly assume the kid will drive less without his own car. (Even without a third car the average annual premium goes up 58% with a teen added, according to a recent Insurance.com study.)

To get the best rates, contact your independent Insurance agent.  Mike Zucker 740-383-4638