Remember when driving in flood conditions

Did You Know?

The following are important points to remember when driving in flood conditions:

  • Six inches of water will reach the bottom of most passenger cars causing loss of control and possible stalling.
  • A foot of water will float many vehicles
  • Two feet of rushing water can carry away most vehicles including sport utility vehicles (SUV’s) and pick-ups.
  • Do not attempt to drive through a flooded road. The depth of water is not always obvious. The road bed may be washed out under the water, and you could be stranded or trapped.
  • Do not drive around a barricade. Barricades are there for your protection. Turn around and go the other way.
  • Do not try to take short cuts. They may be blocked. Stick to designated evacuation routes.
  • Be especially cautious driving at night when it is harder to recognize flood dangers.

Flood Preparation

What would you do if your property were flooded? Are you prepared?

Standard Insurance Does Not cover Flood Damage

Standard homeowners and renters insurance does not cover flood damage. Flood coverage, however, is available in the form of a separate policy both from the National Flood Insurance Program – and from a few private insurers.

Flooding is a coast to coast threat

Be aware of flood hazards no matter where you live, but especially if you are in low-lying areas, near water, behind a levee or downstream from a dam.

Don’t Buy A Teen His Own Car

Did You Know?
It’s usually cheaper not to add a third car when you’re adding a teen driver to a two-parent, two-car family.   The reason is that insurers rightly assume the kid will drive less without his own car. (Even without a third car the average annual premium goes up 58% with a teen added, according to a recent study.)

To get the best rates, contact your independent Insurance agent.  Mike Zucker 740-383-4638