Memorial Day Safety Tip

If Heading Out for Memorial Day — Don’t let everyone on social media know!  Studies show that this could be all a potential burglar needs to know…

The last thing vacationers want to worry about is their homes being burglarized as they head out for their Memorial Day weekend. Plus, many of us will be firing up our grills for cookouts and get-togethers.

Pay For 6 Months Insurance

Did You know?

Its less expensive to pay for your insurance in 6 month increments.  Do NOT pay monthly. Your carrier will charge anywhere from $3 to $5 per month for this type of billing. Pay every six months if possible. If you must pay monthly, do an auto pay — the charges are less because they only send a bill if the amount changes.

Call Your local independent Insurance Agent:  Mike Zucker – 740–373-4638

Safe Driving Course

Save $ On Your Auto Insurance.

Can you take a safety-driving course? Some Insurance companies offer a discount for this.

Why Get Life Insurance Part 5

Did You Know?

Some types of life insurance create a cash value that, if not paid out as a death benefit, can be borrowed or withdrawn on the owner’s request. Since most people make paying their life insurance policy premiums a high priority, buying a cash-value type policy can create a kind of “forced” savings plan. Furthermore, the interest credited is tax deferred (and tax exempt if the money is paid as a death claim).

For more information, contact your local Independent Insurance Agent:  Mike Zucker 740-383-4638

Why Buy Life Insurance Part 4

Did You know?

Life insurance benefits can pay estate taxes so that your heirs will not have to liquidate other assets or take a smaller inheritance.

Learn more. Contact Your Independent Insurance Agent:  Mike Zucker  740-383-4638

Why Buy Life Insurance Part 3

Did You Know?

A life insurance policy will create an inheritance for your heirs.  Even if you have no other assets to pass to your heirs, you can create an inheritance by buying a life insurance policy and naming them as beneficiaries.

Learn more. Contact Your Independent Insurance Agent:  Mike Zucker  740-383-4638

Why Buy Insurance Part 2

Did You Know?

One of the most important benefits of having life insurance is that it will pay for your final expenses.

Life insurance can pay your funeral and burial costs, probate and other estate administration costs, debts and medical expenses not covered by health insurance.

Learn more. Contact Your Independent Insurance Agent:  Mike Zucker  740-383-4638

Why Buy Insurance part 1

You Know?

If people depend on your income, life insurance can replace that income for them if you die. The most commonly recognized case of this is parents with young children. However, it can also apply to couples in which the survivor would be financially stricken by the income lost through the death of a partner, and to dependent adults, such as parents, siblings or adult children who continue to rely on you financially. Insurance to replace your income can be especially useful if the government- or employer-sponsored benefits of your surviving spouse or domestic partner will be reduced after your death.

Learn more. Contact Your Independent Insurance Agent:  Mike Zucker  740-383-4638

Remember when driving in flood conditions

Did You Know?

The following are important points to remember when driving in flood conditions:

  • Six inches of water will reach the bottom of most passenger cars causing loss of control and possible stalling.
  • A foot of water will float many vehicles
  • Two feet of rushing water can carry away most vehicles including sport utility vehicles (SUV’s) and pick-ups.
  • Do not attempt to drive through a flooded road. The depth of water is not always obvious. The road bed may be washed out under the water, and you could be stranded or trapped.
  • Do not drive around a barricade. Barricades are there for your protection. Turn around and go the other way.
  • Do not try to take short cuts. They may be blocked. Stick to designated evacuation routes.
  • Be especially cautious driving at night when it is harder to recognize flood dangers.

Flood Preparation

What would you do if your property were flooded? Are you prepared?