Maintain a Security System

Did you know?
A burglar alarm that is monitored by a central station, or that is tied directly to a local police station, will help lower the homeowner’s annual premiums, perhaps by 5% or more.

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Videotape Your Home’s Contents

Did You know?

Smart homeowners photograph and videotape the entire contents of their home.  It expedites any claims in the event of loss.

Get a Written Policy

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Once you pay your first insurance premium, make sure you receive a written policy.   This tells you the agent forwarded your premium to the insurance company. If you don’t receive a policy within 60 days, contact your agent and the insurance company.

Pay Off Your Mortgage

Did You Know?

homeowners that pay off their mortgage will most likely see their premiums drop!  Just another way to save on insurance costs!

mike zucker

Review All Insurance Policies Annually

Did You Know?

You should review you existing auto insurance policy annually and look for changes that might  lower your premium.

mortgage payoff

Did You Know?

homeowners that pay off their mortgage will most likely see their premiums drop!  Just another way to save on insurance costs!

BE PREPARED FOR EMERGENCIES

Being prepared means being equipped with the proper supplies you may need in the event of an emergency or disaster. Keep your supplies in an easy-to-carry emergency preparedness kit that you can use at home or take with you in case you must evacuate

AT A MINIMUM YOU SHOULD HAVE THESE

  • Water—one gallon per person, per day (3-day supply for evacuation, 2-week supply for home)
  • Food—non-perishable, easy-to-prepare items (3-day supply for evacuation, 2-week supply for home)
  • Flashlight
  • Battery-powered or hand-crank radio (NOAA Weather Radio, if possible)
  • Extra batteries
  • First aid kit –
  • Medications (7-day supply) and medical items
  • Multi-purpose tool
  • Sanitation and personal hygiene items
  • Copies of personal documents (medication list and pertinent medical information, proof of address, deed/lease to home, passports, birth certificates, insurance policies)
  • Cell phone with chargers
  • Family and emergency contact information
  • Extra cash
  • Emergency blanket
  • Map(s) of the area